Cash-Out Refinance, Equity Back to Work.
Business-purpose refinancing that unlocks the equity trapped in your rentals — up to 75% of appraised value, qualified on the property's rental income. From $100K to $5 million, nationwide.
- up to 0%
- Loan-to-Value
- $100K–$5M
- Loan Amounts
- 1–4 & 5+
- Unit Residential Properties
- Nationwide
- Lender Network
Leverage and terms vary by borrower credit, investor experience, property type, project details, appraisal, and lender underwriting. Subject to approval and applicable lender guidelines.
Trapped Equity Is Idle Capital.
Every stabilized rental holds capital that could be working harder — funding the next acquisition, the next renovation, the next move. A cash-out refinance puts it back in play. We arrange business-purpose cash-out refinancing for non-owner-occupied rental and investment properties, nationwide.
Leverage runs up to 75% of the appraised value, with qualification typically based on the property's rental income and debt-service coverage rather than your tax returns. Replace expensive or maturing debt, consolidate positions, or simply convert equity to liquidity — the structure follows your strategy.
From first submission through underwriting, appraisal, title, and closing, our team manages the transaction hands-on and keeps you clearly informed — until the wire hits your account.
Cash-Out FAQMade for the People Who Redeploy.
Available to qualified investors and landlords — structured around your equity and your next move.
From Appraisal to Wire Transfer.
One team, actively involved at every stage — so your equity moves when you need it.
- Step I
Equity Review
We review the property’s value, existing debt, and cash-flow position.
- Step II
Loan Structuring
Your file is sized on value, coverage, and the strongest available terms.
- Step III
Lender Submission
Your file is packaged and submitted to the right refinance lender.
- Step IV
Underwriting & Appraisal
We manage conditions, appraisal, and title — keeping you informed.
- Step V
Close & Redeploy
Transaction managed through funding — proceeds wired at closing.
Value. Coverage. Credit. Position.
Loan amounts, leverage, and terms are shaped by the property’s appraised value, debt-service coverage, your credit profile, investor experience, property type, and lender underwriting — we structure your file to present each one at its strongest.
Cash-Out Refinance FAQ.
Straight answers about unlocking equity. Have a property-specific question? Call us — a conversation costs nothing.
Call 220-465-0137A new, larger loan that replaces the existing debt on a rental or investment property — with the difference paid to you at closing. We arrange business-purpose cash-out programs for non-owner-occupied 1–4 unit and 5+ unit residential properties, nationwide.
Leverage up to 75% of the appraised value on qualifying properties, with loan amounts from $100,000 to $5 million. Final sizing depends on your credit, the property’s income and coverage, appraisal, and lender underwriting.
Business purposes — most commonly the next acquisition, renovations, paying off maturing or expensive debt, or consolidating positions. Cash-out proceeds put trapped equity back to work.
Not necessarily. Many cash-out programs in our network qualify on the property’s rental income and debt-service coverage rather than personal income documentation — the same DSCR logic used for purchases.
Many lenders require a minimum ownership period before a cash-out refinance, and recent improvements may affect how value is credited. Requirements vary by lender and program — we confirm fit before submission.
No — as a brokerage and third-party originator, we are not a direct lender. Rates, terms, approvals, and funding decisions are determined by the applicable lender, subject to underwriting and verification, and may change without notice. We present your options clearly before you commit.
Start a pre-qualification or call 220-465-0137. We review the property and your equity position, structure the file, submit it to the right lender, and manage everything hands-on through closing.
Your Equity Is Waiting. Release It.
Tell us about the property, the debt, and what the capital is for. We’ll structure the rest — and stay at the table until you close.