Fix & Flip Loans, From Contract to Resale.
Purchase and rehab financing for value-add investors — up to 90% loan-to-cost and up to 75% of after-repair value, with acquisition and renovation budgets structured into one facility. From $100K to $5 million, nationwide.
- up to 0%
- Loan-to-Cost
- up to 0%
- Of After-Repair Value
- $100K–$5M
- Loan Amounts
- 1–4 & 5+
- Unit Residential Properties
Leverage and terms vary by borrower credit, investor experience, property type, project details, appraisal, and lender underwriting. Subject to approval and applicable lender guidelines.
One Facility. Purchase, Rehab, and Resale.
Speed and structure decide flips — the right deal disappears while slow financing gets organized. That is where Residential One Ltd earns its keep. We structure purchase-and-rehab financing for non-owner-occupied residential projects, from cosmetic refreshes to full gut renovations.
Acquisition and renovation budgets can be combined into one facility, sized up to 90% of project cost and up to 75% of the after-repair value, with rehab funds advanced in draws as work is completed. Every file is built around your experience, your scope of work, and your financial position — then placed with the most appropriate lender in our nationwide network.
From first submission through underwriting, appraisal, title, and closing, our team manages the transaction hands-on and keeps you clearly informed — so you can win the deal and get to work.
Fix & Flip FAQMade for the People Who Transform.
Available to qualified flippers and value-add investors — structured around the deal in front of you.
From Purchase Contract to Closing Table.
One team, actively involved at every stage — so your flip closes on your timeline.
- Step I
Deal Review
We review the purchase price, rehab budget, ARV, and your experience.
- Step II
Loan Structuring
Purchase and rehab costs structured into one facility, sized to your deal.
- Step III
Lender Submission
Your file is packaged and submitted to the right rehab lender.
- Step IV
Underwriting & Appraisal
We manage conditions, appraisal, and title — keeping you informed.
- Step V
Close & Renovate
Transaction managed through funding, with draws as your work completes.
Experience. Scope. Appraisal. Position.
Loan amounts, leverage, and terms are shaped by your credit profile, flipping experience, property type, scope of work, appraisal, and lender underwriting — we structure your file to present each one at its strongest.
Fix & Flip Loan FAQ.
Straight answers about purchase-and-rehab financing. Have a deal-specific question? Call us — a conversation costs nothing.
Call 220-465-0137Short-term, business-purpose financing that funds the purchase and renovation of a residential investment property you intend to resell — or refinance into long-term rental debt. We arrange programs for non-owner-occupied 1–4 unit properties and small residential multifamily, nationwide.
From $100,000 to $5 million — with leverage up to 90% of project cost and up to 75% of the after-repair value (ARV). Final sizing depends on your credit, flipping experience, property, scope of work, appraisal, and lender underwriting.
Yes — purchase and rehab budgets can be structured into one facility, with renovation funds typically advanced in draws as work is completed, subject to lender guidelines and inspections.
Experience shapes leverage and pricing, but it is not always required. Files are matched to the most appropriate lender program in our network — from first flip to full-time operator.
That is a common exit. When the renovation is complete, we can arrange a DSCR rental refinance that pays off the flip loan and puts long-term debt in place — the classic BRRRR play, handled by one team.
No — as a brokerage and third-party originator, we are not a direct lender. Rates, terms, approvals, and funding decisions are determined by the applicable lender, subject to underwriting and verification, and may change without notice. We present your options clearly before you commit.
Start a pre-qualification or call 220-465-0137. We review the deal and the budget, structure the file, submit it to the right lender, and manage everything hands-on through closing.
Your Next Flip Starts With One Call.
Tell us about the property, the budget, and the after-repair value. We’ll structure the rest — and stay at the table until you close.