Important Disclosures.

Residential One Ltd is a commercial mortgage brokerage and third-party loan originator. We are not a direct lender, do not fund loans, and do not make final credit or funding decisions. Our role is to structure loan scenarios, match them with lender programs in our network, and manage the file through processing and closing.

All approvals, rates, terms, leverage, and funding decisions are made solely by the applicable lender, subject to that lender’s underwriting, verification, appraisal, and closing requirements.

Loan amounts, LTV/LTC/ARV percentages, rate ranges, terms, and timelines shown on this site reflect programs generally available through our lender network at the time of publication. They are illustrative only, vary by lender and borrower profile, and may change or be withdrawn without notice. Nothing on this site is a commitment to lend, a rate lock, or an offer of credit.

All programs described on this site are for business-purpose loans secured by non-owner-occupied investment real estate. These are not consumer-purpose mortgage loans. Programs are not available for owner-occupied primary residences.

Residential One Ltd conducts business in accordance with the Equal Credit Opportunity Act and applicable fair-lending laws. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), receipt of public assistance income, or the good-faith exercise of rights under the Consumer Credit Protection Act.

We conduct business in accordance with applicable Equal Housing Opportunity requirements and support fair housing throughout the lending process.

As a brokerage, Residential One Ltd may be compensated by the lender, the borrower, or both, in connection with an originated loan. Compensation arrangements are disclosed in accordance with applicable requirements before closing.

Content on this site is for general information only and does not constitute legal, tax, accounting, or investment advice. You should consult your own professional advisors before making financing or investment decisions.

Commercial and business-purpose lending requirements vary by state. Program availability may vary based on property location and applicable state requirements. Contact us to confirm availability for your specific property and state.