Loan Program No. VI

Portfolio & Blanket Loans, Your Holdings, One Facility.

One loan across multiple rental properties — one closing, one payment, one lender, underwritten on your portfolio's combined rental income. From $100K to $5 million, nationwide.

One Loan
Multiple Properties
$100K$5M
Loan Amounts
1–4 & 5+
Unit Residential Properties
Nationwide
Lender Network

Leverage and terms vary by portfolio debt-service coverage, borrower credit, investor experience, property mix, appraisals, and lender underwriting. Subject to approval and applicable lender guidelines.

The Program

Ten Mortgages or One Facility.

Scale changes the problem. A handful of rentals means a handful of mortgages, payments, escrows, and renewal dates — and conventional loan limits close in fast. Portfolio lending solves that. We arrange blanket financing that consolidates multiple non-owner-occupied rentals into one loan, underwritten on the portfolio's combined income and coverage.

One closing replaces many. Equity trapped across your holdings can be unlocked in a single transaction, conventional loan slots come back, and bookkeeping gets simpler. Individual properties can often be added or released over time as your strategy evolves, subject to lender guidelines.

From first submission through underwriting, appraisals, title, and closing, our team manages the transaction hands-on and keeps you clearly informed — across every property in the file.

Portfolio Loan FAQ
How It Works

From Property List to Closing Table.

One team, actively involved at every stage — across every asset in the file.

  1. Step I

    Portfolio Review

    We review your properties, rents, debt, and consolidation goals.

  2. Step II

    Loan Structuring

    The portfolio is sized on combined income, coverage, and leverage.

  3. Step III

    Lender Submission

    Your file is packaged and submitted to the right portfolio lender.

  4. Step IV

    Underwriting & Appraisals

    We manage conditions, appraisals, and title on every asset.

  5. Step V

    Close & Simplify

    One closing replaces many — one payment, one lender, one file.

What Shapes Your Terms

Coverage. Mix. Appraisals. Position.

Loan amounts, leverage, and terms are shaped by the portfolio’s combined debt-service coverage, your credit profile, investor experience, property mix, appraisals, and lender underwriting — we structure your file to present each one at its strongest.

Questions

Portfolio & Blanket Loan FAQ.

Straight answers about portfolio financing. Have a portfolio-specific question? Call us — a conversation costs nothing.

Call 220-465-0137

One loan secured by multiple rental properties at once — instead of a separate mortgage on each. We arrange portfolio and blanket programs for non-owner-occupied 1–4 unit and 5+ unit residential rentals, nationwide.

One closing, one payment, one lender relationship — and often better economics at scale. Portfolio loans free up conventional loan slots, simplify bookkeeping, and can unlock equity across the whole portfolio in a single transaction.

Portfolio programs are generally designed for investors with multiple stabilized rentals — minimums vary by lender. We review your holdings and confirm which properties fit before structuring the file.

Primarily on the portfolio’s combined rental income and debt-service coverage, along with your credit, experience, and the appraised value of each property. Individual assets can often be added or released over time, subject to lender guidelines.

Yes — blanket refinances are a common way to consolidate debt and extract equity across multiple properties at once, subject to leverage limits, coverage requirements, and lender underwriting.

No — as a brokerage and third-party originator, we are not a direct lender. Rates, terms, approvals, and funding decisions are determined by the applicable lender, subject to underwriting and verification, and may change without notice. We present your options clearly before you commit.

Start a pre-qualification or call 220-465-0137. We review your portfolio, structure the file, submit it to the right lender, and manage everything hands-on through closing.

Simplify & Scale

Your Whole Portfolio, One Conversation.

Tell us about the properties, the rents, and the plan. We’ll structure the rest — and stay at the table until you close.

Book a Call