Ground-Up Construction Loans, From Lot to Lease-Up.
New-construction financing for real estate investors, builders, and developers — up to 90% loan-to-cost and up to 75% of completed value, with acquisition and build costs structured into one facility. From $100K to $5 million, nationwide.
- up to 0%
- Loan-to-Cost
- up to 0%
- Of Completed Value
- $100K–$5M
- Loan Amounts
- 1–4 & 5+
- Unit Residential Properties
Leverage and terms vary by borrower credit, investor experience, property type, project details, appraisal, and lender underwriting. Subject to approval and applicable lender guidelines.
One Facility. Lot, Build, and Beyond.
Ground-up construction is where investor financing gets complicated — plans, budgets, appraisals, and timelines all have to line up. It is also where Residential One Ltd does its best work. We structure new-construction financing for non-owner-occupied residential projects, from single builds to 5+ unit residential multifamily.
Acquisition and construction costs can be combined into one facility, sized up to 90% of project cost and up to 75% of the completed value. Every file is built around your experience, your project, and your financial position — then placed with the most appropriate construction lender in our nationwide network.
From first submission through underwriting, appraisal, title, and closing, our team manages the transaction hands-on and keeps you clearly informed — so you can keep your project moving.
Construction Loan FAQMade for the People Who Build.
Available to qualified investors, builders, and developers — structured around the project in front of you.
From Blueprint to Closing Table.
One team, actively involved at every stage — so your build breaks ground on schedule.
- Step I
Project Review
We review your plans, budget, experience, and financial position.
- Step II
Loan Structuring
Acquisition and build costs structured into one facility, sized to your project.
- Step III
Lender Submission
Your file is packaged and submitted to the right construction lender.
- Step IV
Underwriting & Appraisal
We manage conditions, appraisal, and title — keeping you informed.
- Step V
Close & Break Ground
Transaction managed through funding, so construction can begin.
Experience. Project. Appraisal. Position.
Loan amounts, leverage, and terms are shaped by your credit profile, investor experience, property type, project details, appraisal, and lender underwriting — we structure your file to present each one at its strongest.
Construction Loan FAQ.
Straight answers about ground-up construction financing. Have a project-specific question? Call us — a conversation costs nothing.
Call 220-465-0137Short-term, business-purpose financing that funds the acquisition of a lot and the construction of a new residential investment property. We arrange programs for non-owner-occupied 1–4 unit properties and 5+ unit residential multifamily, nationwide.
From $100,000 to $5 million — with leverage up to 90% of project cost and up to 75% of completed value. Final sizing depends on your credit, experience, property type, project details, appraisal, and lender underwriting.
Qualified real estate investors, builders, and developers. Your experience level shapes the structure — files are matched to the most appropriate lender program in our network, from first project to full pipeline.
Yes — acquisition and construction costs can be structured into one facility, subject to lender guidelines and underwriting.
No — as a brokerage and third-party originator, we are not a direct lender. Rates, terms, approvals, and funding decisions are determined by the applicable lender, subject to underwriting and verification, and may change without notice. We present your options clearly before you commit.
Start a pre-qualification or call 220-465-0137. We review your project, structure the file, submit it to the right lender, and manage everything hands-on through closing.
Your Next Build Starts With One Call.
Tell us about the lot, the plans, and the budget. We'll structure the rest — and stay at the table until you close.